For exchanges, marketplaces and payment companies
On-ramp in seconds. Off-ramp in seconds. No de-peg, ever.
Regulated money, at any hour, with the customer already identity-checked.
What changes for a participant
What changes for you
Fiat on- and off-ramp becomes a token transfer between a supervised issuer and your network account. Settlement is final in seconds; no bank wire cut-offs, no stablecoin de-peg risk, no reserve due diligence on a third-party issuer.
Identity, once
A customer identity-checked by any bank on the network arrives with an identity attestation your platform can rely on. Onboarding cost collapses; revocation propagates on the class clock.
What you integrate
An accounts-and-payments API in the style you already know: open account, receive, send, query, finality receipt. Idempotent by key. A sandbox with synthetic issuers. Thirty days to production.
Marketplaces and platforms
Split settlement, instant payouts, local currency.
Virtual accounts per seller, split settlement at the moment of sale, payouts in local currency, and the compliance rules enforced at the token rather than rebuilt by you.
What it costs
API subscription USD 2–25K a month by accounts and volume. Identity attestation use USD 0.50–3.00 per onboarding. Settlement fees on payments to other institutions under the published formula. No license to hold, no reserve to diligence.
Test against the sandbox this week.
The sandbox-in-a-box runs on your laptop with synthetic issuers. Your integration team can have an account open and a first settlement final in an afternoon.